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People Can Change

admin — Fri, 21 Nov 2008 13:23:04 +0000

I’ve written a few posts about how couples can stop fighting about money (here and here) . I definitely speak from personal experience on this matter. When I got involved with DF, he was a bit of a financial mess. In fact, a few times I almost broke up with him early in the relationship [...]

How I Feel About My Debt Consolidation

admin — Thu, 20 Nov 2008 13:00:55 +0000

My debt consolidation officially went through, so now all of my student loans are with 1 company except for 1 private loan. It’s a little scary to see such a huge number in my consolidation account ($113K). It seemed a bit more manageable when it looked like $8500 there and $10,000 there. But, now I [...]

Announcements- Shopping Lists & Progress Bars

admin — Wed, 19 Nov 2008 13:22:34 +0000

I’ve updated my progress bars. I have now paid 18.7% of my private loan off. Almost 19%. I can’t WAIT until I can get that line to the 100% mark. I’d like to pay it off in 6 months, but that would be like $3600 a month paid and that doesn’t seem too feasible, so [...]

How We’re Tracking Our Spending & What We’re Learning

admin — Wed, 19 Nov 2008 13:00:54 +0000

In this post, I wrote about why it is important to track your spending. Well, this post wasn’t just talk, I’ve been walking-the-walk and tracking my spending for almost half a year now. I’ve learned a lot, we’ve refined our process for how we track our spending, and I am even more convinced that it [...]

Is it Unreasonable to Expect to Love Your Job at 25?

admin — Tue, 18 Nov 2008 13:07:34 +0000

I want to have a job that I love. I want to do work that I find enriching and rewarding. I want to minimize stress as much as possible, get along with the people that I work with, make enough money to live, and be happy when I have to go to work. I know, [...]

Carnivals

admin — Mon, 17 Nov 2008 13:27:57 +0000

I was included in three Carnivals this week. Please check out The Carnival of Debt Reduction the Carnival of Personal Finance and of course the Carnival of Twenty Something Finances at Living Almost Large, where my post was an editors pick :)

Do You Have Debt Regret or Does Everything Happen for a Reason?

admin — Sat, 15 Nov 2008 17:01:59 +0000

When I see how much money DF and I owe, sometimes it is really easy to have regrets. Neither of us are using our advanced degrees, so when we make $1000+ payments every month, that fleeting thought goes through my head that it would be so nice if that money could go toward a house [...]

5 Things To Buy To Feel Rich

admin — Thu, 13 Nov 2008 13:02:38 +0000

I am not a proponent of spending money, generally. At least not unless you have no debts and a good solid savings. Otherwise, there are very few things that I think are worth the sacrifice to financial freedom. However, there are a few area’s where I feel like everyone should treat themselves a bit. Here [...]

10 Steps to Solving Money Problems In Your Relationships

admin — Thu, 06 Nov 2008 13:00:43 +0000

My DH and I fought about money for a long time. Now that we are keeping our money together, things are much better. This won’t solve the problem for everyone, of course. Sometimes savers are married to spenders, or one spouse has a completely different idea about budgeting than the other. But, if you need [...]

10 Fun and Quirky Ways to Save Money

admin — Wed, 05 Nov 2008 13:33:54 +0000

A few years ago, Bank of America came out with its Keep the Change Program which played on the old idea of throwing your charge into a jar. Although I didn’t become a Bank of America customer, I thought the idea was ingenuous. If you can make saving fun, or at least effortless, then it [...]