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Well, we got a paycheck today. Yay. Unfortunately, it went right back out again (my student loan payment and a $1000 payment to attack the $3100 balance on my credit card). (more…)

I meant to do this on the 15th, and I was going to post updates on the 15th and the 30/31 of every month, but as usual life got in the way.  So, anywhere, here (for those who care to see) is a listing of my spending and my income thus far this month. (more…)

Mrs. Micah issued a challenge to her readers to “Find one step you can take to make your financial system better or more organized.” 

My step that I took was to set up a free account at mint.com.  I have tried out a lot of different money management software in the past, and I have never been happy with it, but Mint came highly recommended and so I decided to give it a go.   (more…)

For the last year or so, I’ve been trying to approach spending and purchasing in a new way.  I’ve made an unwritten rule for myself that I don’t buy anything that isn’t absolutely necessary, unless I either

   1. Find it for at least 40% off the price    I originally wanted it for or
   2. Find a way to pay for it without                                                                          impacting my regular paycheck, or
                                                                 3. Preferably both.

(more…)